Loan Programs for
Every Situation
Whether you are a first-time buyer, self-employed, a veteran, or an investor, we have a loan program designed for how you actually live and earn. No broker cost to you.*
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.
Government-Backed
FHA, VA & USDA Loans
FHA Loans
0% Down Available
- No income restrictions on 0% down program
- Most FICO scores accepted
- Gift funds allowed for down payment
- Available for primary residences
- Ideal for first-time homebuyers
VA Loans
For Veterans & Service Members
- 0% down payment with no PMI
- Available to veterans, active duty, and eligible spouses
- Competitive interest rates
- No maximum loan amount
- Doctor loans and Good Neighbor program also available
Conventional Loans
Competitive Rates
- 1% down option available (680+ credit)
- Standard conforming loan limits
- PMI removable at 80% LTV
- Ideal for strong credit borrowers
- Fixed and adjustable rate options
Self-Employed & Non-Traditional
Alternative Income Programs
Bank Statement Loans
12 or 24 Month Deposits
- Qualify on deposits, not tax returns
- 12 or 24 months of statements accepted
- Perfect for business owners with write-offs
- No W-2s or paystubs required
- Loan amounts up to $5M
1099 / P&L Loans
Independent Contractors
- Use 1099 forms or CPA-prepared P&L
- Ideal for freelancers and gig workers
- No full tax return required
- Higher LTV than bank statement loans
- Flexible income calculation
No Income Verification
Strong Assets
- No income documentation required
- For borrowers with strong assets
- Available for primary and investment
- Foreign national options available
- Streamlined approval process
Investment & Specialty
Investor & Specialty Programs
DSCR Investor Loans
Rental Income Qualification
- Qualify on rental income, not personal income
- No tax returns or employment verification
- Available for single-family and multi-unit
- Short-term rental income accepted
- Ideal for portfolio builders
Jumbo & High Balance
Luxury & High-Value Homes
- No maximum loan amount
- Financing for high-value DC Metro properties
- Competitive rates from specialty lenders
- Available with alternative income docs
- Interest-only options available
Foreign National Loans
Non-US Citizens
- For non-US citizens purchasing in the US
- Second home and investment properties
- Country eligibility varies by lender
- No US credit history required in some cases
- ITIN borrowers may also qualify
Additional Programs
More Ways We Can Help
Bridge Loans
Short-term financing to bridge the gap between buying and selling.
New Construction
Financing for newly built homes with builder incentive options.
Renovation Loans
Finance your purchase and renovation in a single loan.
Hard Money
Fast, asset-based lending for time-sensitive transactions.
Commercial Loans
Financing for commercial properties and mixed-use buildings.
SBA Loans
Small Business Administration loans for business property purchases.
Doctor Loans
Special programs for medical professionals with student debt.
Good Neighbor
FHA program for teachers, first responders, and law enforcement.
Not Sure Which Program Is Right for You?
That is exactly what we are here for. Tell us about your situation and we will match you with the best loan program from our network of 100+ lenders — at no cost to you.
No cost, no obligation · Serving DC, MD & VA
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing. Loan amounts from $75,000 to $5,000,000. All programs subject to eligibility and lender approval.