All Loan Programs
Government-Backed
SBA Loans
Small Business Administration loans for owner-occupied commercial property purchases. Low down payments, long amortization, and government-backed terms that conventional commercial loans can't match.
10%
Min. Down (SBA 504)
25 Yrs
Max Loan Term
$5M
Max SBA Loan Amount
$0
Broker Fees
SBA 7(a) Loan
The most flexible SBA loan — used for real estate, equipment, working capital, and business acquisition. Backed by the SBA up to 85%.
Max Loan AmountUp to $5,000,000
Down Payment10–15%
Term (Real Estate)Up to 25 years
Rate TypeVariable or fixed
UseReal estate, equipment, working capital
CollateralProperty being purchased
SBA 504 Loan
Structured as two loans — a conventional lender covers 50%, a Certified Development Company (CDC) covers 40%, and you put in 10%. Best for owner-occupied real estate.
Down Payment10% (10–20% for special use)
Max Project SizeNo maximum
CDC PortionUp to $5.5M (fixed rate)
Term10, 20, or 25 years
UseOwner-occupied real estate only
RateBelow-market fixed on CDC portion
Who qualifies: For-profit businesses operating in the US, with a tangible net worth under $20M and average net income under $6.5M after taxes.
Own your business property instead of renting.
SBA loans make commercial ownership accessible with low down payments and long terms. Let's find the right program for your business.
As little as 10% down
Up to 25-year terms
$0 broker fees
Licensed in DC, MD & VA
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