United Mortgage Plus
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🔄 Mortgage Refinance · DC, MD & VA

Your current rate isn't permanent.
Let's find you a better one.

We shop 100+ lenders to find the lowest refinance rate for your situation — whether you want to lower your payment, tap your equity, or pay off your loan faster. Our services cost you nothing.

What are you looking to accomplish?

📉

Lower My Monthly Payment

Refinancing to a lower interest rate reduces your monthly payment and can save you tens of thousands over the life of your loan.

💰

Access My Home Equity

Cash-out refinancing lets you tap your equity for home improvements, debt payoff, college tuition, or any other purpose.

Pay Off My Loan Faster

Refinancing from a 30-year to a 15-year term can save significant interest — and build equity much faster.

Refinance programs we offer

Conventional Refinance
Rate-and-term or cash-out. Competitive pricing for borrowers with 20%+ equity.
FHA Streamline Refinance
Reduced documentation for existing FHA borrowers. No appraisal required in many cases.
VA IRRRL (VA Streamline)
Interest Rate Reduction Refinance Loan for existing VA borrowers. Simplified process, no appraisal needed.
Cash-Out Refinance
Access your equity. Available on conventional, FHA, and VA loans up to 80–96.5% LTV.
Bank Statement Refinance
For self-employed borrowers who qualify on deposits, not tax returns.
Jumbo Refinance
High-balance and jumbo refinancing for properties in the DMV market.

Why refinance with a broker?

When you refinance directly with your current lender, you get one rate. When you work with us, we compare rates from 100+ lenders simultaneously — and you get the best one available for your situation.

On a $400,000 mortgage, a 0.5% lower rate saves approximately $100/month, or over $36,000 over 30 years. That difference is real money.

Our services cost you nothing. Lenders compensate us directly, so you keep every dollar of savings.

0.5–1.5%
Typical rate savings vs. going direct
$0
Broker fees to you
30 days
Typical refinance timeline
100+
Lenders compared for your rate

See your refinance options — no cost.

We'll compare rates from 100+ lenders and show you your best options in plain language. No obligation, no pressure.

Free rate comparison across 100+ lenders
No credit check to consult
Response within 24 hours
$0 broker fees

Get My Free Rate Quote

We'll compare 100+ lenders and show you your best options.

$0 broker fees · NMLS ID 1038683 · DC · MD · VA