Your Home.
Our Mission.
We find you the best mortgage — at no cost to you.* From first-time buyers to self-employed professionals, we match every client with the right loan program and guide them every step of the way.
*Our broker services are free to you. Lenders compensate us directly, which may result in slightly higher interest rates compared to direct lender pricing.
Loan Programs
A Loan for Every Situation
We work with national lenders to offer programs that banks simply don't have. Whatever your financial situation, we have a path to homeownership.
FHA Loans
0% Down Available
No income restrictions. Most FICO scores accepted. Our 0% down FHA program opens the door to homeownership for buyers who thought they weren't ready.
VA Loans
For Veterans & Service Members
0% down payment with no PMI. If you've served, you've earned this benefit — we'll help you use it to its full advantage.
Bank Statement Loans
12-Month Bank Statements
Self-employed? No W-2s or tax returns needed. We qualify you based on 12 months of bank statements — a perfect fit for business owners.
No-Income-Doc Loans
No Paystubs Required
Alternative income verification for borrowers with non-traditional income. No paystubs, no tax returns, no problem.
Conventional Loans
Competitive Rates
Standard conforming loans with competitive rates. Ideal for buyers with strong credit who want straightforward financing.
Jumbo & High Balance
Luxury & High-Value Homes
Financing for higher-priced properties in the DC Metro Area. We work with lenders who specialize in jumbo and high-balance loans.
Also offering: Commercial, Investor, Foreign National, VOE, and SBA loans.
Why United Mortgage Plus
A Broker Who Works for You
Unlike going directly to a bank, working with us gives you access to more loan programs, better rates, and a knowledgeable partner who guides you from application to closing.
No Cost to You*
Our services are completely free for buyers. We're compensated by the lenders we work with — so you get expert guidance without paying broker fees.
More Options Than a Bank
A bank only offers their own products. We work with dozens of national lenders, giving you access to a wider range of programs and better rates.
We Work for You
We're on your side — not the bank's. We advocate for your best interests, compare lenders, and fight to get you the most favorable terms.
Education First
We believe informed clients make better decisions. We explain every option in plain language so you always know exactly where you stand.
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.
How It Works
From First Call to Closing
We make the mortgage process simple, transparent, and stress-free. Here's what to expect.
Free Consultation
We start with a conversation — no pressure, no commitment. We learn about your financial situation, goals, and timeline to find the right path forward.
Loan Program Match
We compare programs across our network of national lenders and present you with the best options for your situation — clearly explained, no jargon.
Pre-Approval
Once you choose a program, we guide you through the application and get you pre-approved — giving you the confidence to make competitive offers.
Closing Day
We stay with you from application to closing, handling the paperwork and keeping you informed every step of the way. You just show up and sign.
FAQ
Common Questions
Everything you need to know before getting started.
Get Started
Ready to Find Your Loan?
Reach out and we'll connect you with the right loan program at no cost. Whether you're just starting to explore or ready to apply, we're here to help.
Ready to get started right now?
Skip the wait and start your mortgage application online. It only takes a few minutes.
Apply Now →*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.