For Real Estate Agents

Close more deals.
Eliminate contingencies.

The Buy Before You Sell program lets your clients unlock up to $2M in equity with a 0% interest bridge solution โ€” so they can make non-contingent offers and move on their timeline.

Your clients are losing deals because of contingencies.

In a competitive market, contingent offers get passed over. Your clients face impossible choices โ€” and you lose the deal.

Sell first, scramble later

Client sells and scrambles to find temporary housing while they search for their next home.

Contingent offers lose

Client makes a contingent offer and gets passed over repeatedly by non-contingent buyers.

Double mortgage stress

Client buys first and carries two mortgages โ€” straining finances and stalling the search.

Buy Before You Sell removes these barriers โ€” and makes you the agent who can get it done.

Why partner with us on BBYS

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Win More Listings

Offer sellers a guaranteed path to their next home before selling. A powerful differentiator in listing presentations.

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Stronger Offers for Buyers

Your buyer clients compete with cash offers by removing the home sale contingency. More accepted offers means more closings.

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Full Commission

You negotiate your commission directly with your clients. The BBYS program does not reduce your earnings.

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Two Transactions, One Client

Every BBYS client is both a buyer and a seller โ€” giving you two sides of the deal from a single relationship.

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No Referral Fee on Your Clients

When you bring your own clients to the program, there is no referral fee. It's a tool for your business, not a lead gen cost.

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Fast Pre-Qualification

Clients get pre-qualified in as little as 24 hours. No lost momentum on hot properties.

Which clients are a good fit?

Think of your clients who are selling and buying. They may qualify if they:

Have at least 30% equity in their current home
Are purchasing with a conventional loan
Have a credit score of 620 or higher
Are actively looking to buy or already under contract
Have kids, pets, or a cluttered home that makes showings difficult
Are relocating and need to move before their current home sells

Available in most US states. Primary focus: DC, Maryland, and Virginia. AK, MA, and NY excluded.

Agent FAQ

How do I get started?

Reach out and we'll walk you through the program, answer your questions, and set you up to start submitting clients right away.

Will I still earn my full commission?

Yes. You negotiate your commission directly with your clients. The BBYS program does not affect your compensation.

Is there a referral fee when I bring my own clients?

No. When you bring your own clients, there is no referral fee. The program is a tool designed to help you close more deals.

How quickly can my client get pre-qualified?

Most clients receive a decision within 24 hours of submitting their information. From there, they can start making non-contingent offers immediately.

Ready to offer Buy Before You Sell to your clients?

Partner with United Mortgage Plus and give your clients the competitive edge they need.

No cost to you or your clients ยท Serving DC, MD & VA