Close More Deals.
Eliminate Contingencies.
The Buy Before You Sell program lets your clients unlock up to $2M in equity with a 0% interest bridge solution — so they can make non-contingent offers and move on their timeline.
Your Clients Are Losing Deals Because of Contingencies
In a competitive market, contingent offers get passed over. Your clients face impossible choices:
Sell first and risk being homeless while searching for a new home
Make a contingent offer and lose to non-contingent buyers
Carry two mortgages and stretch their finances dangerously thin
Accept a lowball offer on their current home just to move quickly
Buy Before You Sell removes these barriers — and makes you the agent who can get it done.
How It Works
Simple Process. Powerful Results.
Submit Your Client
Send us your client's info and departing residence details. We evaluate the property and confirm how much equity they can unlock — within 24 hours.
Make a Non-Contingent Offer
Your client uses their unlocked equity as a down payment and makes a strong, non-contingent offer that sellers love.
Client Moves In
Your client closes on their new home and moves in immediately. No temporary housing, no double moves, no stress.
List & Sell the Old Home
List the departing home vacant and staged for maximum value. No rush, no showings while occupied. Your client keeps the upside.
Why Partner With Us
Grow Your Business With BBYS
Win More Listings
Offer sellers something most agents cannot — a guaranteed path to buying their next home before selling. This differentiates you in listing presentations.
Stronger Offers for Buyers
Your buyer clients can compete with cash offers by removing the home sale contingency. More accepted offers means more closings for you.
Full Commission
You negotiate your commission directly with your clients. The BBYS program does not reduce your earnings.
Two Transactions, One Client
Every BBYS client is both a buyer and a seller — giving you two sides of the deal from a single relationship.
No Referral Fee on Your Clients
When you bring your own clients to the program, there is no referral fee. The program is a tool for your business, not a lead gen cost.
Fast Pre-Qualification
Clients get pre-qualified in as little as 24 hours. No long waits, no lost momentum on hot properties.
Which Clients Are a Good Fit?
Think of your clients who are selling and buying. They may qualify if they:
Have at least 30% equity in their current home
Are purchasing with a conventional loan
Have a credit score of 620 or higher
Are actively looking to buy or already under contract
Have kids, pets, or a cluttered home that makes showings difficult
Are relocating and need to move before their current home sells
The program is available in most US states. Through United Mortgage Plus, we primarily serve DC, Maryland, and Virginia.
Agent FAQ
How do I get started with the BBYS program?
Reach out to us and we will walk you through the program, answer your questions, and get you set up to start submitting clients right away.
Can I use this with my own clients?
Absolutely. When you bring your own clients to the program, there is no referral fee. It is a tool designed to help you close more deals.
Will I still earn my full commission?
Yes. You negotiate your commission directly with your clients. The BBYS program does not affect your compensation.
How much does the program cost my clients?
The program uses a 0% interest bridge solution. There are no upfront fees for pre-qualification. Contact us for full pricing details based on your client's situation.
How quickly can my client get pre-qualified?
Most clients receive a decision within 24 hours of submitting their information. From there, they can start making non-contingent offers immediately.
What states is the program available in?
The program is available in most US states except Alaska, Massachusetts, and New York. Certain zip code exclusions may apply.
Ready to Offer Buy Before You Sell to Your Clients?
Partner with United Mortgage Plus and give your clients the competitive edge they need in today's market.
No cost to you or your clients* · Serving DC, MD & VA
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.