Self-Employed?
You still deserve a great mortgage.
We help business owners, freelancers, and independent contractors in the DMV qualify for the home loan they've earned — without the runaround.
The self-employed borrower problem
You built something real. Your mortgage should reflect that.
Banks see your tax return. We see the whole picture.
We work with 100+ lenders who specialize in non-traditional income verification.
Bank Statement Loans
- No W-2s or tax returns
- Personal or business accounts
- 12 or 24 months accepted
- Min. 640 credit score
- Up to 90% LTV
Profit & Loss Loans
- CPA-prepared P&L statement
- Covers last 12–24 months
- Min. 660 credit score
- Up to 90% LTV
- No personal tax returns
1099-Only Loans
- 1099 income qualification
- Freelancers & gig workers
- Independent contractors
- Min. 660 credit score
- Strong rate pricing
No Income Verification
- No income docs required
- Asset-based qualification
- For qualified borrowers
- Up to 65% LTV
- Primary & investment
DSCR Investor Loans
- Qualify on rental income
- No personal income docs
- LLC & entity borrowers
- Up to 85% LTV
- Min. 620 credit score
Conventional & FHA
- 2-year history accepted
- Self-employed income calculated
- Competitive rate pricing
- With strong qualifiers
- Minimum docs required
Loan amounts from $100,000 to $5,000,000 across DC, Maryland, and Virginia.
How it works
Free Consultation
Tell us about your income situation. No judgment, no forms, no commitment. We figure out which programs you qualify for.
We Find Your Best Options
We match you with lenders who specialize in self-employed borrowers and present your best options clearly.
Close with Confidence
Most loans close in about 30 days. We handle every document, every detail, every step.
A broker who works for you — at no cost
Find out what you qualify for.
It costs nothing to find out. Tell us your situation and we'll identify your best program and walk you through exactly what you need.
Get Pre-Approved Free
No cost, no obligation. We respond within hours.