Self-Employed?
You Still Deserve a Great Mortgage.
We help business owners, freelancers, and independent contractors in DC, Maryland, and Virginia qualify for the home loan they have earned — without the runaround.
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.
Banks See Your Tax Return. We See the Whole Picture.
If you are self-employed, you already know the frustration:
Your income looks lower on paper because of legitimate tax deductions
Traditional banks say "no" — or offer you less than you qualify for
You are asked for mountains of paperwork with no guarantee of approval
You have built something real. Your mortgage should reflect that.
Loan Programs
Flexible Loan Programs Built for How You Actually Earn
We work with over 100 national lenders to find the right fit for your situation — not just the easiest one for us.
Bank Statement Loans
12-Month Deposits
Qualify based on your bank deposits, not tax returns. Perfect for business owners with strong cash flow.
Profit & Loss Loans
CPA-Prepared P&L
Use a CPA-prepared profit and loss statement to document your income for qualification.
1099-Only Loans
Independent Contractors
Ideal for freelancers, gig workers, and independent contractors who receive 1099 income.
No Income Verification
Strong Assets
For qualified borrowers with strong assets who need an alternative path to approval.
DSCR Investor Loans
Rental Income
For real estate investors who qualify based on the property rental income, not personal income.
Conventional & FHA
Traditional Options
Standard programs also available with competitive rates for self-employed borrowers who qualify.
Loan amounts from $100,000 to $5,000,000 across DC, Maryland, and Virginia.
A Broker Who Works for You — at No Cost*
Free to You*
We are compensated by lenders, never by you. Our broker services cost you nothing.
20+ Years in the DMV
Deep roots in DC, Maryland, and Virginia. We know this market inside and out.
100+ Lender Network
We shop the market so you do not have to. More options means better terms for you.
Education First
We explain every step in plain English. No jargon, no surprises.
40% Repeat Clients
Our clients come back because we get it right the first time.
80%+ Approval Rate
Even for borrowers previously denied by banks. We find a way.
*Lender-paid compensation may result in slightly higher interest rates compared to direct lender pricing.
How It Works
Free Consultation
Tell us about your income situation. No judgment, no obligation.
We Find Your Best Options
We match you with lenders who specialize in self-employed borrowers.
Close with Confidence
Most loans close in about 30 days. We handle the details.
Ready to Find Out What You Qualify For?
It costs nothing to find out. Let us talk about your situation and find the right loan program for you.
Serving Washington DC, Maryland, and Virginia