Move Into Your New Home
Before Selling Your Current One.
Unlock the equity in your current home to buy your next one — no contingency, no double moves, no stress. Available in DC, Maryland, and Virginia through United Mortgage Plus.
Tired of the Buy-Sell Juggling Act?
If you own a home and want to buy a new one, you know the dilemma:
Sell first and scramble to find temporary housing while you search
Buy first and risk carrying two mortgages at once
Make a contingent offer and lose out to stronger, non-contingent buyers
The Buy Before You Sell program eliminates all of that.
How It Works
Four Simple Steps to Your New Home
Get Pre-Qualified
We evaluate your current home and confirm how much equity you can unlock. Takes as little as 24 hours — no fee, no commitment.
Make a Strong Offer
Use your unlocked equity as a down payment and make a competitive, non-contingent offer on your dream home — just like a cash buyer.
Move In
Close on your new home and move in right away. No temporary housing, no storage units, no living out of boxes.
Sell for Top Dollar
List your old home vacant and potentially staged. No rush, no showings while you live there. Sell on your terms and keep the upside.
Why Buy Before You Sell
The Advantages Are Clear
No Contingency Needed
Make a non-contingent offer that sellers prefer. Compete with cash buyers and win in multiple-offer situations.
One Move, Not Two
Move directly from your current home to your new one. Skip the temporary housing, storage fees, and double moves.
Unlock Up to $2M in Equity
Access the equity in your current home with a 0% interest bridge solution so you can use it toward your new purchase.
Sell for Full Market Value
List your old home vacant and staged for the best possible price — no pressure to accept a low offer just to close quickly.
No Double Mortgage Payments
The program is designed so you are not stuck paying two mortgages at the same time.
Move on Your Timeline
You control the schedule. Buy when you find the right home and sell when the market is ready.
Who Qualifies?
The Buy Before You Sell program is a great fit if you:
Own a home and are looking to buy a new one
Have at least 30% equity in your current home
Are purchasing with a conventional loan
Have a credit score of 620 or higher
Are buying and selling in the DC, Maryland, or Virginia area
Not sure if you qualify? Reach out — we will review your situation at no cost and let you know your options.
Frequently Asked Questions
How much does the Buy Before You Sell program cost?
The program uses a 0% interest bridge solution to unlock your equity. There are no upfront fees to get pre-qualified. Contact us for full details on program costs based on your situation.
How quickly can I get pre-qualified?
Most homeowners receive a pre-qualification decision within 24 hours of submitting their information. From there, you can start making offers right away.
Do I have to use a specific real estate agent?
No. You can work with any licensed real estate agent you choose. We are here to handle the mortgage and equity unlock side of the transaction.
What happens if my old home sells for more than expected?
You keep the upside. After the bridge is repaid, any remaining equity from the sale of your old home goes directly to you.
What if my old home takes longer to sell?
The program is designed with flexibility in mind. We will work with you to ensure you have adequate time to sell your home for the best possible price.
Is this available outside of DC, Maryland, and Virginia?
The program is available in most US states. Through United Mortgage Plus, we primarily serve the DC Metro area, but contact us to discuss your specific situation.
Ready to Buy Your Next Home First?
Find out if you qualify in as little as 24 hours. No cost, no obligation.
Serving Washington DC, Maryland, and Virginia