Short-Term Financing

Hard Money & Bridge Loans

Fast, asset-based financing for time-sensitive real estate transactions. Approvals in 24–48 hours. Designed for fix-and-flip investors, developers, and buyers who need to move quickly.

24–48hr

Approval Timeline

1–3%

Processing Points

65–75%

Typical LTV

Broker Fees

Hard money loans

Hard money loans are asset-based — qualification is primarily based on the property value, not your income or credit. Ideal for investors who need to close fast or don't qualify for conventional financing.

Approval Timeline24–48 hours

Loan Term6–24 months (short-term)

LTVUp to 65–75% of ARV

Processing Fees1–3 points (varies by lender)

Primary UseFix & flip, bridge, land, construction

Credit RequirementsFlexible — property value drives approval

Bridge loans

Bridge loans are short-term financing that "bridges" the gap between buying and selling — ideal for buyers who have a property under contract but need funds before their current home closes.

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Close Without Contingencies

Use a bridge loan to purchase your next home without waiting for your current home to sell.

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Short-Term by Design

Bridge loans are typically 6–12 months — long enough to complete the transaction, short enough to minimize carry costs.

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Construction & Development

Bridge loans also work for developers who need short-term capital during a construction or renovation project before securing permanent financing.

Need to close fast? We can help.

Tell us about the deal and we'll get you terms within 24 hours. No cost, no obligation.

Approvals in 24–48 hours

Asset-based qualification

$0 broker fees

Licensed in DC, MD & VA

Get Deal Terms in 24 Hours

Tell us about the deal. No cost, no obligation.