Get either preapproved or prequalified for a mortgage loan amount
Start shopping for homes: Check with us before you decide to make an offer. We will make an evaluation based on the Real Estate Tax, Home Owner Assoc. Due, Mortgage Insurance (Optional) combined with the Principle & Interest to determine if it fits your budget.
Make an offer.
Negotiate until you have a contract, or until you walk away.
Either “lock” or “float” your interest rate for the period of time until closing. Our team will explain this to you. We will also stay in close touch with in case updated documentation is needed.
Once your mortgage loan file (with a property address and contract) has been submitted to the actual lender, we will order the appraisal of the property.
Choose a homeowner’s insurance agent, and introduce that person to us via email, or we can provide one for you.